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Banking online brings you the ultimate in banking convenience -- the ability to handle most any banking transaction, anytime, from your home or office.
Online Banking at AmericaUnited delivers real-time information to you about your accounts. All you need is a personal computer, a modem and Internet access, and you'll be able to:
- obtain daily or historical balance information
- transfer funds between your AmericaUnited accounts
- view previous bank statement
- download transactions for automatic reconciliation
- communicate with the Bank via e-mail
In order to access your AmericaUnited account, you must have an Online ID and Personal Identification (PIN). To receive these, you will need to complete an Online Application and Agreement. Applications are available by calling a Retail Banker or requesting one at any of our branch offices. Once we have received your completed application and agreement, we will mail your Internet ID and PIN to you. This entire process takes 10 to 14 days.
If you are already signed up you can log on to Online Banking today - simply enter your ID number and PIN number in the appropriate fields, then click "Begin." The first time you enter your Online Banking PIN, you will be prompted to select a new PIN. This is required as an additional security step and ensures that only you know your PIN. For added security, we recommend changing your PIN regularly. You will then be presented with an account listing page.
Your ResponsibilityNever reveal your Passwords or ID numbers to anyone else, these are highly confidential. These codes are designed to protect the privacy of your banking information, but it will only work if you keep them confidential. If you should give your password to someone, you do so at your own risk. Any person using your password has full access to any of your accounts available through the Online Banking Service at AmericaUnited Bank.
For your protection, Online Banking features multiple levels or security. Secure user IDs, confidential PINs, and encrypted transactions are important safety features that we use to ensure your banking privacy. We recommend that you upgrade to the latest encryption standard available through your web browser.
Terms and Conditions of Use
By using this site, you agree to our terms and conditions, as further described below. Do not use this site if you do not agree to all of the terms and conditions. Whether or not you actually read these terms and conditions, your use of the site will be deemed as acceptance of them. We may modify our terms and conditions for use of this site at any time and without notice.
Purpose
The information provided on this site is not intended for distribution to, or use by, any person or entity in any jurisdiction or country where such distribution or use would be contrary to law or regulation or which would subject AmericaUnited Bank or any affiliate to any registration requirement within such jurisdiction or country.
No Warranty and Limitation of Liability
THE INFORMATION AND CONTENT ON THIS SITE ARE PROVIDED "AS IS." NEITHER AMERICAUNITED BANK NOR ANY OF ITS AFFILIATES WARRANT THE ACCURACY, ADEQUACY OR COMPLETENESS OF THE MATERIALS PROVIDED ON THIS SITE, EITHER EXPRESS OR IMPLIED, FOR ANY PARTICULAR PURPOSE AND EACH EXPRESSLY DISCLAIMS ANY WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE OR NON-INFRINGEMENT. IN NO EVENT WILL AMERICAUNITED BANK OR ITS AFFILIATES BE LIABLE TO YOU FOR ANY LOSS ARISING OUT OF THE USE OF, OR INABILITY TO USE, THIS SITE, WHETHER DIRECT, INDIRECT OR CONSEQUENTIAL, FORESEEN OR UNFORESEEN, INCLUDING LOSS OF PROFIT OR OTHER ECONOMIC LOSS, OR ANY OTHER DAMAGES OF ANY KIND EVEN IF AMERICAUNITED BANK OR AN AFFILIATE HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH LOSS OR DAMAGES.
The Internet
AmericaUnited Bank reminds you that the Internet lacks inherent security for commercial transactions and therefore AmericaUnited Bank cannot and does not guarantee that downloads from this site will not contain a virus or other destructive device. Additionally, you provide, request and receive information from this Site with the knowledge that such information can be intercepted and/or viewed by unknown third parties. Please contact us at 847-882-4000 with any questions you may have regarding the above-identified information and disclaimers.
Copyright or Other Notices
If you download any information from this site for your personal reference, you agree that you will not remove or obscure any copyright or other notices contained in any such information. You may not copy, republish, redistribute, transmit, participate in the transmission of, create derivatives of, alter, edit or exploit in any manner any material from this site, including by storage on retrieval systems, without the express written permission of AmericaUnited Bank. Deliberate misuse of any element of this site, including without limitation, hacking, introduction of viruses or similar code, disruption or excessive use or any use in contravention of applicable law, is expressly prohibited and AmericaUnited Bank reserves the right to terminate your access to this site and, at its discretion, pass on information to legal authorities. Features and service availability are subject to change without notice.
Use of Links
You use any third-party links contained on this site at your own risk. The content to which you link has not been developed, checked for accuracy or otherwise reviewed by AmericaUnited Bank. AmericaUnited Bank makes no guarantees or representations as to, and shall have no liability for, any third-party site, including without limitation the accuracy, subject matter, quality or timeliness of any electronic content.
Messages that you send to us by e-mail may not be secure. We recommend that you do not send any confidential information to us by e-mail. If you choose to send any confidential information to us by e-mail, you accept the risk that this information may be intercepted by a third party.
For more information about Online Banking, please complete the form on our Contact Us page or call a Retail Banker at (847) 882-4000.
We want to make your Online Banking experience as easy and convenient as possible. If you have a problem or question, please contact any AmericaUnited Bank branch office or call a Retail Banker at (847) 882-4000. Our e-mail address is support@aubt.com.
| Q | What kind of browser do I need to have? |
| A. | Online Banking supports Netscape Communicator™ 5.0 and higher. AOL and other browsers need to verify that your version supports SSL encryption. For added security, we recommend that you download the latest browser version which supports 128-bit encryption. You can download right now by linking to our Security page. |
| Q. | How do I know if my browser utilizes 128-bit encryption? |
| A. | You will need to check your security preferences within your browser software. Each browser is different. For Internet Explorer, you must be on a secured site to check the encryption. The settings are typically found under the File, Preference option on your toolbar. For Netscape Navigator, select Options from your tool bar and the Security Preferences. Next, Click the Configure button next to SSL v2 and SSL v3. For Netscape Communicator, select the Security Icon and then click on Navigator. Next, click the Configure button next to SSL v2 and SSL v3. |
| Q. | Must I have "Cookies" enabled to use Internet Banking? |
| A. | Yes, your browser must accept "Cookies" to utilize this service. Each browser version handles Cookies uniquely. Please check with your browser software manufacturer to determine how to verify that your settings will accept Cookies. |
| Q. | What happens if I don't log off of the system? |
| A. | Online Banking has a 10-minute time-out feature. If you are logged in for 10 consecutive minutes without using Online Banking, you will have to log in again to resume banking. |
| Q. | What happens if I forget my Online Banking PIN? |
| A. | You are allowed 3 attempts to enter your PIN. If unsuccessful after the 3rd attempt, you will be locked out of Online Banking for a 24-hour time period. This period begins from the time you were unsuccessful. After the 24-hour period, you may attempt to log in again. Immediate access may be regained by contacting the bank. |
| Q. | How much does Online Banking cost? |
| A. | The Online Banking service is FREE. |
| Q. | How do I add or delete accounts to my existing Online Banking relationship? |
| A. | A maintenance form is available by clicking on the Online Banking Application and Agreement and selecting the "Maintenance Existing Relationship form", by contacting a Retail Banker at (847) 882-4000, or by visiting any branch office. |
| Q. | Can I download my bank account information into my financial software package? |
| A. | Yes. Most software packages allow you to download account information from Online Banking. However, please speak with an AmericaUnited Bank representative before purchasing your software. Once enrolled with Online Banking, link to the "Help" function to obtain step by step directions for downloading. If you require additional software support, we strongly encourage you to contact the manufacturer. |
| Q. | Are my accounts secure? |
| A. | AmericaUnited Bank account numbers are never used to access the system and are never displayed. "Descriptive Names" are automatically assigned to each account. You will have the opportunity to change the names of your accounts to anything you like once you are on the AmericaUnited Bank Online Banking service. With the flexibility of this online service, you could name these accounts "Joint Checking" and "College Fund." |
To make changes to your online banking access after you have signed up, please complete an online banking maintenance form. For example, if you would like to add or delete accounts you can view in online banking you will need to complete this form.
Accuracy and Changes
Facts and information, when placed on this web site, were believed to be accurate. Product offers, rates, terms and other information provided herein are subject to change without notice. Completeness or accuracy of the information provided herein is not guaranteed.